How To Get A New Roof Covered By Insurance

If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof.

How to get a new roof covered by insurance.

How to claim a new roof on your homeowner s insurance research your coverage. This will pay you the full amount to get a new roof. Repair coverage usually takes into consideration depreciation of the roof. Usually if the roof is under 10 years old there s a good chance the claim will be accepted.

Other things not covered. To get started first check your insurance policy documents to make sure you re covered for the. Choose a roofer that has experience in insurance roof repair. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

If your roof is newer and in good shape you may be able to buy roof replacement cost coverage. Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. It could be as low as 15 for a roof near the end of its service life. First and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available.

Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage. This means you will get a percentage of the replacement cost based on the roof s material and age.